Employee Benefits

Effective 7/1/2023 our Prescription carrier will be BENECARD

Effective 8/1/2023 our Medical plans will be with the School Employees Health Benefits Program (SEHBP). 

NJ Direct 10, NJ Direct 15 and NJ Educators Health Plan (NJEHP) will be administered through Horizon BCBS. Please use the below link to review these plans.

https://www.horizonblue.com/shbp/plans/medical-plans/local-education-employee-plans

The Garden State Health Plan (GSHP) will be administered through Aetna. Please use the below link for plan information.

https://www.aetnastatenj.com/medical.php

Employees hired after July 1, 2020 have the option to enroll in either the NJEHP or GSHP. The below calculators will give you an idea of what your per pay deductions for those plans will be. 

Open Enrollment Webinar – 05/30/2023

Linden BOE OE Webinar 5.30.2023.mp4

Employees hired prior to July 1, 2020 can enroll in any of the four plans offered by SEHBP. The below calculator will give you an idea of what your per pay deductions will be for the NJ Direct10 and NJ Direct15 plans: 

https://www.horizonblue.com/shbp/plans/2023-premium-contribution-calculator

1. For Employee Type, select LOCAL EDUCATION
2. For Coverage Type, select your appropriate level
3. For Prescription Plan, select Private Prescription Plan
4. For the annual base pay, enter your salary for 2023-2024
5. Select Date of Hire
6. Click on Compare Annual Contribution Amounts
7. Divide the annual contribution by 20 pays if you’re a 10-month employee, or 24 pays if you’re a 12-month employee.

Once Open Enrollment Ends: 
When Can You Change Your Benefits?

Major Life Events

Outside of the annual open enrollment period, an employee may change an enrollment election (i.e., add or delete dependents, change level of coverage) only if there has been a “major life event.”

The following are considered qualifying events:

• Marriage, Civil Union partner or divorce /dissolution of marriage or civil union
• Birth or adoption of a child by the employee
• Termination of employment (or commencement of employment) of the employee’s spouse
• The Spouse/partner has a significant change in employment status
• Taking an unpaid leave of absence by the employee or the employee’s spouse
• You waive medical coverage for yourself or your family members because of other health-care coverage—and you lose that other coverage for certain reasons.
• An enrolled family member dies.

Click here for detailed for more information on how to process a change in status due to a Major Life Event.

Links to Carrier Websites

Aetna
https://www.aetna.com

Delta Dental
https://deltadentalnj.coddfdm

State of NJ – Division of Pension & Benefits
http://www.nj.gov/treasury/pensions/

Contacts

Aetna Member Services – (866) 377-7216

Aetna Rx Services – (888) 792-3862

Delta Dental – (800) 452-9310

Benefit Resource Customer Service – 1-800-473-9595

Employee Service Center (Doyle Alliance Group) – (866) 315-8505 or lindenboeclaims@doylealliancegroup.com